Money Talks

Originally aired on May 23, 2026

Bill Barhydt, the host of Money Talks, talks to Dan Tapiero, CEO and managing partner of 10T Holdings, a growth equity venture capital firm. They discuss the future of proof of work versus proof of stake, the risks for Ethereum, and the scalability of Lightning.

Is Proof of Work Obsolete?

• Bitcoin’s role as a stable hard asset should not be interrupted
• New technologies like Mimblewimble can be tested on platforms like Litecoin
• Fundamentally, proof of stake makes more sense for a system that wants to be the world’s computer
• Proof of work will likely only be used for Bitcoin
• Technology competition between chains is important for crypto

Originally aired on May 19, 2022

Abra has launched a new Web3 wallet that will connect with various web suite projects and allow for easy conversion of US dollars to Web3 through its trading platform. It supports Ethereum, Arbitrant, Binance smart chain, and Polygon.

What is new in the Abra wallet?

• Abra has launched a new Web3 wallet that connects with various web suite projects
• Supports Ethereum, Arbitrant, Binance smart chain, and Polygon
• The wallet is fully integrated with the Abra platform, making it easy to convert US dollars to Web3 through its trading platform
• The product is in production, and users will be able to use it shortly
• The wallet allows users to earn yield by depositing USDC and USDT, earning 2.44% and 5.92%, respectively.

Originally aired on May 12, 2023

Abra is set to release an app update pending Apple approval, while Bitcoin and Ethereum remain bullish in the market, with Ethereum appearing particularly spring-loaded. Abra also participated in Celsius and is planning to enable withdrawals for Ethereum 2.0 in May.

Originally aired on May 6, 2023

This episode of Money Talks discusses the recent failure of First Republic and provides an overview of how banks work and what it means for a bank to fail.

• There are approximately 4,100 commercial banks in the US with FDIC insurance.
• US banks have about $21 trillion in liability and $23 trillion in assets, with consumer deposits considered liabilities.
• Bank failures rely on the trust of depositors, and erosion of trust with customers can lead to insolvency.
• Banks have various types of loans and securities as assets, including Treasury and agency securities which have been the cause of recent bank failures.
• The failure of a bank can have significant economic consequences and highlights the importance of financial stability and regulation.

Originally aired on Apr 28, 2023

Bill Barhydt covers the latest crypto market news, insights, and analysis.  Abra is set to release an app update pending Apple approval, while Bitcoin and Ethereum remain bullish in the market, with Ethereum appearing particularly spring-loaded. Abra also participated in Celsius and is planning to enable withdrawals for Ethereum 2.0 in May.

What is new with Abra?

• Abra app update pending Apple approval, set for mid-May release.
• Bitcoin and Ethereum remain bullish, with Bitcoin poised to test $34,000.
• Ethereum appears to be particularly spring-loaded in the market.
• Abra participated in Celsius.
• Abra planning to enable Ethereum 2.0 withdrawals in May.

Originally aired on Apr 21, 2023

Bitcoin and Ethereum saw a short-term top and are back in consolidation zones, anticipated as a potential short-term dip in May before heading towards new highs. The increase in the number of long-term holders suggests that the amount of Bitcoin available for trading is declining, which is a bullish sign. The recent upgrade to Shanghai for Ethereum is also playing out well, with the staking volumes becoming commensurate with other staking-based protocols.

• Short-term dip anticipated in Bitcoin and Ethereum before heading towards new highs
• Increase in the number of long-term holders suggests declining Bitcoin available for trading, a bullish sign
• Ethereum staking volumes becoming commensurate with other staking-based protocols
• Volume of money in the system expected to increase significantly due to liquidity coming from the FED and the risks in the banking sector and bond markets
• Bond yields moving down and the dollar structurally weakening, leading to a potential significant move up in Bitcoin and tech stocks.

Originally aired on Apr 14, 2023

Bill talks to Pat White Founder of Bitwave, a business-centric accounting and tax platform for companies that use crypto as part of their business. They help bridge the gap between wallets, blockchain, custodial accounts, exchanges, and internal ERP systems for managing all things digital asset and accounting. Corporate treasury adoption of Bitcoin and Ethereum is a question that comes up often as their tax treatment is unclear.

What is the advantage of Bitwave?

• Bitwave is an accounting and tax platform for businesses that use crypto as part of their business.
• They help bridge the gap between wallets, blockchain, custodial accounts, exchanges, and internal ERP systems for managing all things digital asset and accounting.
• Corporate treasury adoption of Bitcoin and Ethereum is a question that comes up often as their tax treatment is unclear.
• Transactions for companies like Opensea can reach over 50 million a year, making their accounting needs unique.
• As the next crypto adoption cycle ramps up, the question of corporate treasury adoption and tax treatment will become increasingly important.

Originally aired on Apr 7, 2023

Bill interviews Greg Foss about the recent events in the bond market and the warning signs of credit risk. Foss explains the role of credit default swap as an early warning signal for distress in the capital structure and how it predicts bank failures.

Highlights

• Credit leads everything and is a better indicator than equity
• Credit default swap is a sophisticated market that predicts distress in the capital structure
• Bank failures are caused by interest rate risk, not credit risk
• Risk spreads on credit default swaps indicate increasing insurance premiums against debt default
• Mismatched assets and liabilities cause undercapitalization in banks
• Banks are in a precarious position of leveraged enhanced losses
• Leveraged enhanced returns also risks leveraged enhanced losses.

Originally aired on Mar 31, 2023

Bill Barhydt talks to Nic Carter of Castle Island Ventures.

Nic Carter explains the history and impact of the Choke Point program, which deputized banks to cut off bank access to specific industries, in a covert way. He notes that it had a significant impact on remittance businesses and other industries, leading to deaths and human suffering. The program was largely ended during the Trump administration but was rolled back on the first day of the Biden administration.

What is the Choke Point program?

• Choke Point was a program that deputized banks to cut off bank access to specific industries.
• The program had a significant impact on remittance businesses and other industries, leading to deaths and human suffering.
• The program was largely ended during the Trump administration.
• However, the program was rolled back on the first day of the Biden administration.
• Financial neutrality is essential for a free society.
• Trust in financial rails is necessary for a free society.
• The banking system can be effectively weaponized for policy objectives.

Get ready for another exciting episode of Money Talks! Join us this week as Abra Founder & CEO, Bill Barhydt is joined by Greg Foss, fixed income markets expert, Bitcoin strategist, and currently Executive Director – Strategic Initiatives at Validus Power Corp. Bill & Greg will talk about Interest rates, The Fed, Hyperinflation & all things Bitcoin.

Bill was joined by Nic Carter. Nic is a Founding Partner at Castle Island Ventures and has been prolific in his coverage of the current state of bank de-risking in the crypto space, which he has dubbed Operation Chokepoint 2.0. In this far-reaching interview, Nic doesn’t hold back on what’s happening in the crypto banking industry and why certain regulators just don’t want us here.

Streamed live on

Bill Barhydt talks about the Crypto Market

Premiered on Mar 3, 2023

Bill Barhydt Interviews with Robert Wallden & Robert Rodriguez.

0:00 Intro
1:00 How did you get into crypto
3:00 Who are your institutional clients
4:00 Where are your clients located
5:00 What is OTC trading
6:00 Roberts White Glove service
7:00 Overthecounter model
8:00 Spot trade
9:00 OTC desk
10:00 Programmatic access
11:00 Voice OTC desk
12:00 UI
13:00 Abra
14:00 Capital Markets
15:00 Options
16:00 Trading and Sales
18:00 Credit Team
19:00 ATM Machine
20:00 Losses
21:00 Closing

Streamed live on Feb 24, 2023

Bill Barhydt talks to Bitwave CEO & Co-Founder Pat White

Streamed live on Feb 10, 2023

Bill Barhydt talks about the Crypto Market news, insights, analysis.

0:00 Intro
2:30 Price Analysis
7:30 Debt Crisis
13:10 Staking
14:40 Regulation
17:30 Financial Services Committee
18:35 Abra Launches New Tokens
20:10 Abra Flair Token
21:25 Crypto Banking
22:10 FTX Fraud
23:00 Operation Choke Point
24:10 How can this happen
25:10 Highlights
26:10 FDIC OCC
27:10 Silvergate
29:10 The Fed
30:10 Paxos
32:10 Abra Limited Order
33:10 Institutional Clients
34:10 Abra App
37:10 Drive to Survive
38:10 Outro

Premiered on Feb 3, 2023

Bill Bill Barhydt interviews Mark Yusko (ICYMI)

Streamed live on Jan 27, 2023

How will AI affect the Investing Space? Why do Central Banks target 2% Inflation?

Crypto News
Bitcoin and Ethereum on the move
Key Upcoming macro events

Bill Barhydt, CEO of Abra welcomes Marissa Kim from Abra Capital Management to discuss Abra’s new crypto investment funds arm. Plus, Abra Bitcoin Analyst, Natalie Brunell’s in-depth look into BTC’s market moves and Bill’s market analysis. Then AAA – Ask Abra Anything! The Abra team takes viewer questions about everything Abra!

Live from Bitcoin 2022 in Miami Beach! The biggest Bitcoin gathering in the world! Bill Barhydt, CEO and Founder of Abra, and Natalie Brunell, Abra Bitcoin Analyst sit down with Justin Rezvani, creator of the Zion, the decentralized social media platform running on the Bitcoin Lighting network.

Where did the swings go? Abra Founder and CEO, Bill Barhydt takes a deep dive into crypto’s slowing volatility over the past few months. Plus, Abra Bitcoin Analyst, Natalie Brunell shares the biggest stories in the BTC world, and Bill’s AMA!

Abra CEO, Bill Barhydt, the Abra A-team, and Crypto Banking Alliance founder, Julian Hardy explain how the Crypto Perx rewards token works, and exciting new features coming soon! Plus, Natalie Brunell goes deep into Bitcoins recent bounce.

Bill Barhydt, Founder and CEO of Abra details the proof of stake method of mining crypto and explains how it accomplishes the task with far less energy. Then Abra’s Bitcoin Analyst, Natalie Brunell takes a deep dive into what’s happening in the world of Bitcoin. Also, Bill’s insightful take on the current state of the market and live Q&A session in his AMA! Today on Money Talks: * Crypto market update * Bond markets on verge of collapse. What does it mean for crypto?

Founder and CEO of Abra, Bill Barhydt and Abra Bitcoin Analyst Natalie Brunell welcome Dan Held, Director of growth at Kraken, and Peter McCormack of the “What Bitcoin Did” podcast to Money Talks for a no-holds-barred Bitcoin Roundtable! Live from the SXSW festival in Austin, TX!

All things crypto with Bill Barhydt, founder and CEO of Abra with guest Ryan Selkis.

Abra Founder and CEO Bill Barhydt and one of the brightest minds in crypto, Nic Carter, dig deep into crypto mining